A person working in construction in Kentucky likely runs a high risk of suffering an injury. A worker could fall on the job, suffer harm from an unforeseen tool mishap or experience another type of accident. Due to the job’s physical nature, injuries might force a construction worker to stay home. Thankfully, workers’ compensation payments could provide support until the person is capable of returning to the job.
People working on construction sites face high risks. One top insurance company noted that 10,000 workers’ compensation claims derived from the construction sector in just five years. Falls from upper surfaces appeared frequently during the period studied, and these claims were costly. A person could suffer a severe and debilitating injury due to a high fall.
Workers’ compensation payments assist injured workers with loss-of-time benefits (Temporary Total Disability benefits) and medical coverage for treatment of the injury. Workers’ compensation is a no-fault system, therefore, an injured worker does not need to prove another person / another entity acted negligently and that the negligence caused the injury. Even if the accident was, in part, the injured worker’s fault, they are entitled to benefits.
If the Employer violates a specific OSHA safety rule, or if the Employer just generally fails to provide a workplace / worksite free from hazards, the injured worker can make a claim that the Employer committed an intentional safety violation; and if successful in proving the Employer committed such a safety violation, all benefits paid to the injured worker can be increased by 30%. Construction professionals and others with legitimate workers’ compensation claims may want to discuss their situation with an attorney. The attorney might file the claim on the client’s behalf and, possibly, deal with appeals if the initial claim is denied.